APR 05, 2022
The organization that fosters financial freedom is turning 30 years old - and we’re helping them celebrate
At Caribou, we believe in seeing people as people and helping drivers transform their financial relationship with their car. When choosing to refinance your auto loan or switch insurance, having access to the right tools can help you better understand your options and discover more ways to save. With that in mind, and in recognition of Financial Literacy Month, we’re raising funds for Operation Hope this April.
Since 1992, Operation Hope has been on a mission to promote financial dignity and inclusion, equipping young people and adults with the ﬁnancial tools and education to secure a better future. For 30 years, they have provided life-changing educational resources and one-on-one coaching to those who need it the most, covering topics like credit and money management, youth financial literacy and financial disaster recovery.
Whether you’re organizing your monthly budget, saving money for retirement or refinancing your car loan, knowing how to manage your finances is an important life skill. Everyone deserves access to the educational resources they need to take control of their finances. This is where Operation Hope is making a difference.
This May is Operation Hope’s 30th anniversary and we want to help get the word out. Beginning today through May 5, Caribou will donate $1 to Operation Hope every time someone shares one of our Operation Hope posts on social media (up to $5,000).
Did you know? 72% of Operation Hope’s clients see an increase in their FICO score, making financial independence possible for the first time. Their programming has made homeownership possible for 14,000 people, empowered 75,000 entrepreneurs to start more than 1,100 small businesses and provided financial recovery services to over 1 million disaster survivors. You can learn more about Operation Hope programs, find resources or make a personal donation here.
* Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
++ Social security number is required should you choose to move forward in the loan application process.
** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. Advertised 1.99% APR is based on a representative example of refinancing a 2021 or newer vehicle with mileage of less than 85,000 miles and a FICO score higher than 740. Lowest Rate not available in CA, ME, MD, MS, NE, NV, PA, WV, WI and VT. Not all borrowers will receive the lowest rate. All applications are subject to verification of employment. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Insurance savings will not result from lower APR.
Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.
Insurance products offered through Bindable and Caribou Insurance Services, LLC. Caribou is working with Bindable who owns MyLifeProtected and MassDrive Insurance Group, LLC, the licensed agent for all products.