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Take control of your car payments

You could save $115+ a month on your car loan*

Check your rate for free!

No impact to your credit score +

No hidden fees

No SSN required ++

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Fast, easy auto refinance

Instantly access competitive rates in minutes, with a dedicated team available to walk you through the process.
See how it works
Are you getting the most out of your savings?

Discover how much you could save

When you refinance through Caribou, you could find new ways to protect the value of your car.
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100,000+ happy drivers with more cash in their wallets

4.7 star reviews from our clients on Trustpilot

Quick and painless. Communicated every step of the way and made it easy to complete. They were able to save me a large chunk of change from my previous loan.


April 8, 2023

No hidden fees.

Co-borrowers welcome.

Fully online process.

Got more questions? We've got answers.

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What sets us apart

Tech to unlock low rates people to make the process easy

Competitive rates

Gain access to affordable refi rates that could save you thousands over the life of your loan.*

Dedicated support

Our team of loan officers are standing by, happy to help you through the process.

All in one place

Take control of your car finances and find new ways to protect the value of your car when you refinance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and no SSN required.✝︎✝︎

Through Caribou, you could start saving today!

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Contact Details
NMLS #1746612

Mon - Fri: 9am - 8pm EST

Sat - Sun: 9am - 4pm EST

717 17th Street, Suite 700
Denver, CO 80202

* This information is estimated based on consumers whose auto refinance loan funded through Caribou between 3/1/2023 and 3/1/2024, and had an existing auto loan on their credit report. These borrowers saved an average of $115.72 per month. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 5.99% to 28.55% and is determined at the time of application. Lowest APR is available for a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 5/20/24 and are subject to change without notice.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Offers not available in MD, NE, NV, WV.

©2024 Caribou Financial, Inc. d/b/a Caribou. Caribou® is a registered trademark of Caribou Financial, Inc. All rights reserved.