No impact to your credit score +
No hidden fees
No SSN required ++
DID YOU GET FINANCING FROM YOUR DEALER?
Fast, easy auto refinance
FIND THE RIGHT COVERAGE FOR YOU
I sent everything needed to refinance my car loan and [my loan officer] was very helpful in getting approved and was always available if I had any questions.
December 9, 2022
Got more questions? We've got answers.Search our FAQs
Gain access to affordable refi rates that could save you thousands over the life of your loan* and insurance quotes.
Our team of loan officers and insurance representatives are standing by, happy to help you through either process.
All in one place
Take control of your car finances when you apply for refinancing and car insurance through Caribou.
Fast and easy
Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and no SSN required.✝︎✝︎
Mon - Fri: 9am - 8pm EST
Sat - Sun: 9am - 4pm EST
1717 Rhode Island Ave, NW, Suite 500 Washington, DC 20036
Caribou Insurance Services, LLC
Mon - Fri: 9am - 8pm ET
* This information is estimated based on consumers who were approved for an auto refinance loan through Caribou between 6/1/2022 and 3/1/2023, had an existing auto loan on their credit report, and accepted their final terms. These borrowers saved an average of $113.78 per month. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
++ Social security number is required should you choose to move forward in the loan application process.
** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 4.99% to 36.00% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit, and only in certain states. Conditions apply. Advertised rates and fees are valid as of 2/22/2023 and are subject to change without notice. Insurance savings will not result from lower APR.
Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Offers not available in MA, MD, MS, NE, NV, WI, WV.
Insurance products offered through Bindable and Caribou Insurance Services, LLC. Caribou is working with Bindable who owns MyLifeProtected and MassDrive Insurance Group, LLC, the licensed agent for all products.