Talk to our team to start saving1.877.445.0070

Take control of your car payments

MotoRefi is now Caribou. Learn about our rebrand.

Check your rate for free!

No hidden fees

No impact to your credit score +

No SSN required ++

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DID YOU GET FINANCING FROM YOUR DEALER?

Fast, easy auto refinance

Instantly access competitive rates in minutes, with a dedicated team available to walk you through the process.
See how it works

FIND THE RIGHT COVERAGE FOR YOU

Choose car insurance with confidence

We shop and compare insurance quotes from trusted carriers in minutes, saving you time and the hassle of having to research on your own.
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Are you getting the most out of your savings?

Discover how much you could save

Drivers could save more when they refinance and switch their car insurance through Caribou.
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CUSTOMER STORIES

50,000+ happy drivers with more cash in their wallets

4.5 star reviews from our clients on Trustpilot

Our refinance representative was very knowledgeable and worked hard to get us the deal we were looking for. I will recommend to all my friends and family.

Andrea

October 26, 2021

No hidden fees.

Co-borrowers welcome.

Fully online process.

Got more questions? We've got answers.

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What sets us apart

Tech to unlock low rates people to make the process easy

Competitive rates

Gain access to affordable refi rates that could save you thousands over the life of your loan* and insurance quotes.

Dedicated support

Our team of loan officers and insurance representatives are standing by, happy to help you through either process.

All in one place

Take control of your car finances when you apply for refinancing and car insurance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and no SSN required.✝︎✝︎

With Caribou, you could start saving today!

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Contact Details
NMLS #1746612
1.877.445.0070

Mon - Fri: 9am - 8pm EST

Sat - Sun: 9am - 4pm EST

1717 Rhode Island Ave, NW, Suite 500 Washington, DC 20036

Caribou Insurance Services, LLC
1.877.255.2660
Mon - Fri: 9am - 8pm ET
insurance@gocaribou.com


* Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. Advertised 1.99% APR is based on a representative example of refinancing a 2021 or newer vehicle with mileage of less than 85,000 miles and a FICO score higher than 740. Lowest Rate not available in CA, ME, MD, MS, NE, NV, PA, WV, WI and VT. Not all borrowers will receive the lowest rate. All applications are subject to verification of employment. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Insurance savings will not result from lower APR.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Insurance products offered through Bindable and Caribou Insurance Services, LLC. Caribou is working with Bindable who owns MyLifeProtected and MassDrive Insurance Group, LLC, the licensed agent for all products.


©2022 Caribou Financial, Inc. d/b/a Caribou. All rights reserved.