Talk to our team to start saving1.877.445.0070
Get started

Take control of your car payments

You could save $110+ a month on your car loan*

Check your rate for free!

No impact to your credit score +

No hidden fees

No SSN required ++

IN THE NEWS
Tech Crunch
The New York Times
Forbes
DC Inno

DID YOU GET FINANCING FROM YOUR DEALER?

Fast, easy auto refinance

Instantly access competitive rates in minutes, with a dedicated team available to walk you through the process.
See how it works

FIND THE RIGHT COVERAGE FOR YOU

Choose car insurance with confidence

We shop and compare insurance quotes from trusted carriers in minutes, saving you time and the hassle of having to research on your own.
Get a quote
Insurance block image
Are you getting the most out of your savings?

Discover how much you could save

Drivers could save more when they refinance and switch their car insurance through Caribou.
Get startedcaribou-price-bundle
CUSTOMER STORIES

75,000+ happy drivers with more cash in their wallets

4.5 star reviews from our clients on Trustpilot

The application process was easy, and the loan officer was great at communicating the next steps. The whole process, from the application to the funding, took two weeks. My interest rate, as well as my monthly payments, went down.

Amina

November 18, 2022

No hidden fees.

Co-borrowers welcome.

Fully online process.

Got more questions? We've got answers.

Search our FAQs
What sets us apart

Tech to unlock low rates people to make the process easy

Competitive rates

Gain access to affordable refi rates that could save you thousands over the life of your loan* and insurance quotes.

Dedicated support

Our team of loan officers and insurance representatives are standing by, happy to help you through either process.

All in one place

Take control of your car finances when you apply for refinancing and car insurance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and no SSN required.✝︎✝︎

Through Caribou, you could start saving today!

Twitter Icon
Instagram Icon
Facebook Icon
LinkedIn Icon
Contact Details
NMLS #1746612
1.877.445.0070

Mon - Fri: 9am - 8pm EST

Sat - Sun: 9am - 4pm EST

1717 Rhode Island Ave, NW, Suite 500 Washington, DC 20036

Caribou Insurance Services, LLC
1.877.255.2660
Mon - Fri: 9am - 8pm ET
insurance@gocaribou.com


* This information is estimated based on consumers who were approved for an auto refinance loan through Caribou on or after 1/1/2022, had an existing auto loan on their credit report, and accepted their final terms. As of 9/27/2022, borrowers who refinance save an average of $111.16 per month. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 2.83% to 36.00% and is determined at the time of application. Lowest APR is based on loan amount of $45,000, 36 month term, and is available to borrowers with excellent credit and only in certain states. Conditions apply. Advertised rates and fees are valid as of 11/1/2022 and are subject to change without notice. Insurance savings will not result from lower APR.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Offers not available in MA, MD, MS, NE, NV, WI, WV.

Insurance products offered through Bindable and Caribou Insurance Services, LLC. Caribou is working with Bindable who owns MyLifeProtected and MassDrive Insurance Group, LLC, the licensed agent for all products.